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Your identity is taken when someone uses your name, social security number, or other personal information to obtain credit cards or loans. The Federal Trade Commission FTC reports there have been 9 million cases of identity theft last year with losses to consumers of more than 5 billion. The simplest kind is bank card fraud, which accounts for over 60 of identity theft. Get your free credit report Check for identity theft by reviewing your credit file at least once a year. You may get a free of charge credit report every 12 months by calling 877 322-8228 or on line and the Annual Credit Report website. Visiting [https://www.diigo.com/item/note/4x3b4/3m0v website] likely provides warnings you can use with your mother. Protect yourself Review your credit report for accounts you did not start and for account balances which can be suspiciously high. Only take the credit and identification cards youll need. Make copies of the cards you hold and keep them in a safe place. You will possess the information you need to report them as lost or stolen, if your wallet disappears. Dont respond to email messages or calls requesting personal and financial information. Identity robbery warning signs Listed below are the most common signs of identity theft: Your credit card statement has costs you didnt make. You get bills for records you never opened. Youre refused credit for no apparent reason. To study more, consider taking a peep at: [http://www.streetfire.net/profile/contractorfmgb.htm contractorfmgb - StreetFire Member in US]. Money is missing from your bank account. If your identity is taken Get a copy of your credit file. Note records you did not open and account balances which can be suspiciously high. Contact the major credit-reporting organizations. Keep these things place a Fraud Alert in your statement. This signals firms to verify your identity before issuing credit and stops thieves from opening new accounts in-your name. Report an Identity Theft Police Report at the local police station and keep a copy. Contact organizations which have reported accounts you didnt open or costs you didnt make. Send them a copy of your police report and a letter disputing the bogus charges. Get further on our related site - Click here: [http://jazztimes.com/community/profiles/337690-medicarefrayee JazzTimes]. Keep a record of the calls and letters..