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== Chula Vista Ca  Direct Lender ==

Chula Vista Ca  Direct Lenders,  AFN Inc does Purchase ,  Refinance,  Conventional, VA Jumbo , FHA , VA , Reverse Mortgages, and Harp 2.0? Odds  are we've got a  loan product  for  you!

 American Financial Network Inc is [http://bestsocialbookmark.com/story.php?title=home-lending-chula-vista-ca
 an approved   mortgage rates   Chula Vista Ca direct lender]

CONVENTIONAL MORTGAGE  CASH OUT REFINANCE GUIDELINES SUMMARY

Conventional cash out refi 

?  Applicants can get up to 85%  LTV = loan balance divided/ current home value
? 80% LTV  no  mortgage insurance. At 85% will have  Mortgage Insurance

Conventional cash out  requirements

?  Minimum FICO  score of 660, and the better credit  score  more often over 700 the better the interest rate .
? 0  mortgage  delinquencies in last twelve  months
? 5  years out of bankruptcy chapter 7 and foreclosures 

Conventional cash out  paperwork

? Two  year W2?s and  tax returns and most current 30 day pay checks 
? Self-employed  applicants require last  two years full  income tax returns and year to date P&L  statement
? Income  documentation requires two  months of bank statements and any retirement asset paperwork  such as  Cal Pers  or any other retirement accounts

What can I use the  money for?

? Debt consolidation
? Home improvements 
? Pay off a second mortgage

Call (619) 292-3082 to get pre qualified over the phone or  schedule an appointment today!