Some Questions You Should Ask The Debt Management Psychologist

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What services do you provide?

Try to find an organization that gives a variety of services, including budget counseling, and savings and debt management courses. Prevent businesses that force a debt management plan (DMP) as your only choice before they spend a significant amount of time examining your financial situation.

Do you provide information?

Are educational materials available for free? Prevent companies that charge for information.

As well as helping me solve my immediate problem, are you going to help me produce a policy for preventing issues as time goes on?

What are your fees? Are there set-up and/or monthly fees?

Obtain a specific price offer in writing.

Imagine if I cant afford to pay for your expenses or make contributions?

If a corporation wont help you because you cant afford to spend, look elsewhere for help.

Can I have a written agreement or contract with you?

Dont sign such a thing without reading it first. Make sure all verbal promises come in writing.

Are you currently qualified to offer your services in my own state?

Or even, run.

What're the qualifications of your counselors?

Are they accredited or licensed by an outside firm? If that's the case official link, by whom? If not, how are they experienced?

Try and use a business whose experts are trained by a non-affiliated party.

What guarantee do I've that information about me (including my address, contact number, and economic information) is likely to be kept private and protected?

How are your employees paid?

Are they paid more if I subscribe to specific companies, if I pay a price, or if I make a contribution to your business? When the answer is yes, consider it a flag and go elsewhere for help.

Debt Management Plans (DMP)

If your economic problems stem from an excessive amount of debt or your failure to repay your debts, a credit counseling agency might suggest that you enroll in a debt management program. A DMP alone isn't credit counseling, and DMPs aren't for everyone. Consider signing on for one of these plans only after having a qualified credit therapist has spent time thoroughly reviewing your financial situation, and has provided you customized guidance on handling your money. Even though a DMP is acceptable for you, a reliable credit counseling organization still can help you create a budget and show you money management skills.The American Institute of Health Care Professionals, Inc.
2400 Niles-Cortland Rd SE Suite # 4
Warren Ohio 44484
Phone: 330-652-7776
Email: info@aihcp.org
Site: www.aihcp.org