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Mortgage Banker Joe Lovrek Now Specializing In Jumbo Mortgage Loans For Clients Nationwide

Jumbo and Super Jumbo mortgage loans are staging a comeback and The Woodlands, Spring, Texas Mortgage Banker Joe Lovrek is at the forefront of this activity, offering clients expert advice and catering to their specific mortgage needs. Lovrek works through the Chase network of mortgage specialists and focuses almost entirely on jumbo and super jumbo loans for clients who are in the market for larger and more luxurious home and need a non conforming jumbo loan.
Jumbo and super jumbo loans are those loans that have a value above conventional conforming limits as defined by Fannie Mae and Freddie Mac. These loans are generally defined as being over $625,000 with the exact amounts set by the government. These types of loans are far more complex than conventional loans and because they are riskier they necessitate higher interest rates and larger down payments. Due to the complexities of jumbo and super jumbo loans its essential to have a mortgage banker who is well versed every aspect of these loans.
Joe Lovrek has over 12 years of mortgage experience and has helped clients with loans of all types as well as FHA and VA loans but it is his specialty with jumbo and super jumbo mortgages that has become his primary focus in recent years. When working with clients who pursue a jumbo or super jumbo loan, Lovrek is expert at finding just the right loan to meet his client�s needs. �Whether purchasing or refinancing a home, Lovrek said, I will work hard to ensure that clients get the best loan program at the best rate, and the service that allows clients to enjoy the experience of home ownership.�
There are two areas of expertise that Lovrek is most known for. First, he specializes in jumbo and super jumbo loans nationwide and is able to help clients in most states across the country. Second, Lovrek specializes in helping clients who have alternative income. This means that they finance their loans primarliy with retirement income, mutual fund or other investment income. Crafting a loan financed with these types of income require specialized expertise and Lovrek is an expert at dealing with all of these complexities.
website Interested parties can contact Lovrek to request a consultation by visiting his Chase website. Joe Lovrek is also availabel at his Woodlands, Spring, Texas office via phone at 281.300.5260.