The Actual Cost of Healthcare LockhartHigh
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What does the acost of healthcarea mean to-you? To many of us, the cost of health is what we shell out of pocketathe co-pays, the deductibles, the co-insurances. I am sure everyone has been noticing that in the last few years that your price for insurance out of your paycheck has changed and the cost out of pocket has changed. At Blue Hills Sports & Spine Rehabilitation we're seeing more patients with high-deductible health programs from their employersasome with as high as $4000 per year. This is making individuals make choices about healthcare more from a customer perspective rather than a patient perspectiveais this best for healthcare? Most of us grew up with healthcare which was comprehensivea$5-$10 co-pays, no deductiblesaget to the physician when you can because it wonat break the bank. The move to these deductibles and larger co-pays is having just the opposite effectait generally is causing a number of people to go broke and others to delay health-care since they just donat want to spend the cash about it. Itas sadaand itas not going away. In factait will most likely become worse. I know when I'm making my healthcare decisions I am beginning to think like a customer more. If people claim to be taught further about Blue Hills Sports & Spine Rehabilitation , we know of many on-line databases people might consider pursuing. Do I head to the ER for some thing and incur a deductible to wait for 6 hours to see somebody, o-r, do I wait for a few days to see my regular medical practitioner for a $20 office visit? Do I take the medicine my doctor prescribed that doesnat have a pay $200 and general equivalent, or, do I not take the medicine? How did it get like this? Extreme prices from large hospital based systems that are focused more on building houses than treating patients. Many of these places pay more for waiting room seats than it cost to outfit a whole real therapy individual practiceadoes which make sense? And how do they buy it? From receiving us moreaand then it trickles down from the insurance companies. We have to remember that the insurance firms are for-profit businesses, several with shareholders that are expecting a healthy bottom linearegardless should you are healthy. Having an insurance provider is much like legalized gamblingayou are setting your rates hoping people donat utilize services and in the long run, you earn money. They have most of the numbers and they do lots of re-search to determine how much is too much for someone to pay for routine treatment. They call it acost sharingaayou pay a part of the cost to discourage your from opening the servicesaunless you're just really, really tired and have no choice but to choose care. I thought an of prevention was worth a pound of cure? I assume that only isnat the situation any longer. The acosta of healthcare may be greater than we can paya. Jordan Vacon, PT is the managing partner of Blue Hills Sports & Spine Rehabilitation which owns and operates physical therapy offices in Braintree, Boston, Weymouth and Plymouth.
