Auto Insurance Discounters - How to locate Low-cost Insurance
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Shopping for auto insurance coverage online? Looking for auto insurance discounters so you can get the cheapest rate? Here's how to locate them and the discounts they provide.
Auto Insurance Discounts
Auto insurance companies offer discounts for several different reasons. Here's a list from the discounts that could save you the most amount of money:
- Home/auto discount - Most insurance companies will give you a 10 to 15 percent discount if you insure your car as well as your home or condo with them.
- Multi-car discount - Many insurers provides you with a 10 to 15 percent discount for those who have two or more vehicles and insure them together.
- Safety and security discount - You can get a sizeable discount for those who have safety and security devices installed in your car such as burglar alarms, anti-theft devices, air bags, and anti-lock brakes.
- Driver's education discount - You will get a discount with many insurers if you have taken a driver's ed course or perhaps a defensive driving course.
- Low mileage discount - You can get a discount if you drive less than the norm, especially if you drive under 5, 000 miles a year.
- Miscellaneous discounts - Different companies offer discounts for a variety of reasons - having a great driving record, being a senior, housing your car in a garage, not having filed statements, etc. Ask your agent about any discounts you might be eligible for before you buy an auto insurance plan.
Auto Insurance Discounters
Auto insurance discounters can offer cheap insurance simply because they keep their operating costs low.
You can find these companies by going to an insurance comparison website. There you can complete a simple questionnaire and get rates from a variety of A-rated companies. The better sites even offer a chat service and the toll-free information line where one can get answers to your auto insurance questions. (See link below.)
If you're in doubt about a car insurance discounter's reliability, you can go to your state's insurance department website to see the number of claims that have already been filed against them.
