JUST-HOW-TO-DISPUTE-A-CHARGE-ON-YOUR-CREDIT-CARD-97741
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You must write to the creditor at the address shown on your statement for 'billing questions. You must Include your name, tackle, account number, and an outline of any errors. Send your letter of dispute when possible. It should reach the creditor within 60-days following the first bill containing the problems was shipped to you. The banker must accept your complaint in writing within 1 month of delivery. At the latest, the challenge must be settled within two billing cycles, but not more than 90 days. tour how to repair your credit Unauthorized Charges. If your credit card is employed without your permission, you could be held responsible for approximately $50 per card. credit cards for fair credit If you record losing before the card is used, you can't be held responsible for any unauthorized charges. I It's crucial that you report the loss the moment possible, to minimize your liability. Most providers have 24-hour toll-free phone numbers to simply accept disaster information. It's important that you follow-up with a letter including your account number, the date you observed your card missing, and the date you reported the loss if you've was able to warned your credit card company by phone. When you have a question about product or services. You can dispute prices for bad goods or services. To do this, you must: Have made the purchase in your home state or within 100 miles of your current billing address. The cost should be for more than $50. These limits do not apply if the seller also is the card issuer or if a unique business model exists between the seller and the credit card issuer. First create a good-faith effort to solve the question with the vendor. No special procedures are required to do so. If these conditions do not apply, you might want to take into account filing a motion in the Small Claims Court. tumbshots