Landlords-insurance-8314717

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Landlords insurance

Landlords insurance is an insurance that covers a property owner from financial losses associated with rental properties. [1] The policy covers the building, with the ability to ensure any content belongs to the landlord that are inside. Landlord Insurance is often called buy-to-let insurance, [2] but the buy-to-let insurance is a type of landlord insurance. It is important to distinguish between the buy-to-let insurance generally covers a property that has been purchased with a buy-to-let mortgage, and several property insurance, which covers two or more properties. Each of these types of landlord insurance cover different things.

The policy will normally cover the common hazards such as fire, lightning, explosion, earthquake, storm, flood, escape of water / oil, subsidence, theft and vandalism. Each insurance policy is different and may or may not include all these items. Optional coverage can include injuries, damage by the tenant, terrorism, legal expenses, alternative accommodation costs, insurance, rent guarantee insurance and liability insurance.

Landlords insurance policies normally do not cover personal property to tenants, or otherwise protect the interests of tenants, including a liability policy protects a landlord or manager will be of benefit to the tenants if they suffer an injury that the landlord is responsible.

Read More: http://www.landlords.insuranceplus.org